1C:DirectBank is a service that removes the separate client-bank window from an accountant's workflow: payments are sent and statements arrive directly in the 1C program, without manually switching between applications. Essentially, the bank connects as another module of your 1C — with data exchange, encryption, and electronic signature.
Who it's for
The service is relevant for any organizations that already work in 1C and deal with banking operations — payments or statements — at least once a day. The card specifically highlights accounting, financial departments, and treasuries, as well as companies with a large number of payments: trading, manufacturing, and service organizations where payment orders and statements come in a stream, not one at a time per week.
What tasks it solves and what's included
The main point is to shorten the path of a payment order from "created in 1C" to "sent to the bank," removing the intermediate link in the form of a client-bank. Specifically, the service provides:
- Sending payments — directly from 1C to the bank, without exporting-importing files.
- Receiving statements — they are automatically pulled into 1C and allocated to accounts, without manual uploading.
- Account management — opening, closing, changing parameters directly from the program.
- Payment status monitoring — you can see whether a payment went through or got stuck, notifications are sent.
- Integration with other 1C products — data doesn't break between accounting modules.
The stated security is built on electronic digital signature and encryption — that is, the level of protection is comparable to what a regular client-bank provides, only without an extra application on the computer.
The card also states that the connection and configuration of the service are done by the company — meaning it's not just download and turn on, but a service with implementation.
When it's worth getting, and when it's not needed
If you have 3-5 payment orders per month and one settlement account, the time savings from such automation will be symbolic, and there's no point in installing the service just to check a box. But if the accounting department generates batches of payments daily, reconciles statements manually, and constantly loses time switching between 1C and the bank client — here the service genuinely removes the routine and reduces the risk of errors from manual data transfer.
It's worth considering: the service works "with most banks," but it's not certain it works with yours specifically — this point is better clarified before making a decision, as the card doesn't provide a specific list of banks.
Frequently asked questions
Do I need to change my 1C program to connect DirectBank?
This is not specified in the card — check with specialists when contacting, it depends on the version and configuration of your 1C.
Can I work with the client-bank and DirectBank at the same time?
There's no direct answer in the card, but the logic of the service is that the client-bank as a separate application becomes unnecessary.
Is there training for employees on working with the service?
Yes, at 1C Training Center No. 5 employees can be trained to work in 1C programs.