--- title: "Banks in 1C in Kazakhstan: How to Set Up Payments and Import Statements" country: KZ lang: en author: Сапа Т.И. (https://buhgpt.kz/authors/sapa-ti) date: 2026-10-13 canonical: https://buhgpt.kz/suraqtar/banki-v-1s-v-kazahstane-kak-nastroit-platezhi-i-zagruzku--en source: BuhGPT --- # Banks in 1C in Kazakhstan: How to Set Up Payments and Import Statements > **TL;DR:** In 2026, payments and statements in 1C are processed through direct or file-based exchange with the bank, while the deadline for transferring a mandatory payment is determined by the type of payment rather than the exchange method: for example, the unified payment is transferr --- In 2026, payments and statements in 1C are processed through direct or file-based exchange with the bank, while the deadline for transferring a mandatory payment is determined by the type of payment rather than the exchange method: for example, the unified payment is transferred monthly no later than the 25th day of the month following the reporting month, through a bank to the account of the State Corporation (Art. 823 of the Tax Code of the Republic of Kazakhstan). How Banking Operations Are Organized in 1C Banking accounting usually includes several related operations: registering the organization’s bank accounts, preparing payment documents, transmitting payments to the bank, receiving statements, and recording completed transactions in the accounts. Depending on the capabilities of the specific configuration and servicing bank, data are exchanged either directly or through files exported from online banking. 1C:DirectBank is used for direct exchange between 1C and the bank. Where the relevant functions are available, an accountant can send payment documents and receive statements from the accounting system without manually transferring information from the client-bank system. This reduces duplicate data entry and simplifies matching bank transactions with documents registered in the infobase. Before starting, it is necessary to determine whether the bank, configuration, and version of 1C being used support direct exchange. Connection and the available set of operations depend on the service terms of the specific bank and the software implementation. These parameters are established when configuring the exchange so that the accountant understands which documents can be transmitted from 1C and which actions must be performed in online banking. What to Check Before Connecting First, the organization’s details and bank account information must be correctly completed in 1C. It is particularly important to verify the BIN, account holder’s name, IBAN, and other details used to prepare payment documents. An error in the organization, counterparty, or bank account record may be transferred to the payment document and cause it to be rejected by the bank or sent using incorrect details. Before configuring the exchange, the accountant should determine: - which bank and which accounts will be connected; - whether direct exchange is available for the selected bank; - which configuration and platform version are being used; - who will prepare, verify, and sign payments; - how the bank accepts electronic signatures; - how user rights will be allocated in 1C; - who is responsible for backing up the infobase; - how payments that could not be matched automatically will be processed. The method for signing and protecting transmitted data is determined by the exchange technology and the bank’s terms. At the same time, the company must maintain internal controls: each employee is granted only the authority required for their work. Payment preparation, verification, and final approval may be divided among different responsible persons if such a procedure is established by the company’s internal documents. Before full launch, it is useful to test the exchange using a limited set of documents. It should be verified that payments are sent from the required account, their statuses are returned correctly, and statement lines do not duplicate previously entered transactions. It is advisable to document the test results so that the same procedure can subsequently be used when connecting additional accounts and users. Payments, Statements, and Transaction Control The process begins with a payment document in 1C. The accountant enters the recipient, their bank details, the amount, payment purpose, and other information required for the specific transfer. After internal verification, the document is transmitted to the bank using the available method. With direct exchange, the status of the submitted document may be displayed in 1C, but the set and names of statuses are determined by the bank and the software implementation of the exchange. The payment deadline is monitored separately for each obligation. For example, a tax agent transfers the unified payment on accrued income as a single total amount each month, no later than the 25th day of the month following the reporting month. The payment details specify the month for which the unified payment is being transferred (Art. 823 of the Tax Code of the Republic of Kazakhstan). Sending a document from 1C does not in itself confirm execution: the accountant must check the bank status and ensure that the transaction is reflected in the statement. The bank statement received is used to record the actual movement of funds. During import, the program may match a statement line with a previously prepared payment. The accountant must verify the counterparty, contract, transaction purpose, and accounting details. Automatic import reduces manual entry, but the matching result should be assessed based on the substance of each transaction. The following require particular attention: - payments with an amended or incomplete purpose; - bank fees; - refunds and erroneous transfers; - receipts for which there is no matching document in the database; - statement lines imported more than once; - transactions between the organization’s own accounts; - documents rejected or not executed by the bank. After importing the statement, it is necessary to reconcile the opening and closing balances, verify that all transactions for the selected period are included, and review unmatched lines. Documents are posted after checking the analytics and the basis for the payment. The accounting transaction type is selected based on its economic substance and source documents, rather than solely on the text transmitted by the bank in the statement line. The terms and cost of connecting direct exchange are determined by the service provider and servicing bank. Before connecting, the price, support procedure, list of available banking operations, document-signing requirements, and need for additional licenses should be documented. This makes it possible to distinguish connection costs from bank service charges in advance. Practical Workflow for an Accountant The daily process can be organized as follows: - Check the prepared payment documents, amounts, payment purpose, and mandatory details. - Make sure that the organization’s correct bank account has been selected. - Compare the sending date with the established deadline for fulfilling the relevant obligation. - Transmit the approved documents to the bank using the prescribed method. - Check the received statuses and process rejected or unexecuted payments separately. - Import or receive the bank statement for the selected period. - Match the statement lines with documents in the infobase. - Check counterparties, contracts, cash flow items, and other accounting data. - Identify duplicates, unrecognized receipts, fees, and refunds. - Reconcile the balances in 1C with the bank’s data and document any discrepancies. If direct exchange is temporarily unavailable, the pre-established fallback procedure is used: file-based exchange or manual entry of documents from the bank statement, provided that this option is supported by the bank and the configuration. After the connection is restored, it is necessary to check the period being re-imported and prevent duplication of transactions already recorded in the accounts. Changes to exchange settings, bank details, and access rights should be documented. After updating the configuration, check that the connection parameters have been preserved and verify document transmission, status receipt, and statement import. The path to banking documents and the names of interface commands may vary depending on the configuration, software version, and installed exchange option. Frequently Asked Questions Can I work with the bank directly from 1C? — Yes, if the specific bank and the configuration being used support direct exchange. The available set of operations is established upon connection: it may include sending payment documents, receiving their statuses, and importing bank statements. Is a client-bank system required when using direct exchange? — Once direct exchange has been configured, supported payments and statements are transmitted through 1C. Certain actions, including signing or approving a document, are performed according to the procedure prescribed by the bank. It is advisable to establish a fallback working method before commencing operation. Can all statement lines be posted automatically? — Automatic matching simplifies processing, but the accountant must verify the basis of the transaction, the counterparty, the contract, and the accounting analytics. Unmatched, duplicate, and atypical payments are reviewed separately before the documents are posted. How can duplicate recording of a payment be avoided? — Before import, check the statement period and documents already registered. After the exchange, compare the amount, date, bank details, and payment purpose, identify duplicates, and reconcile the account balances with the bank statement. When is a payment considered executed? — Sending a document from 1C only means that it has been submitted for processing. Execution is monitored using the bank status and statement. The established deadline must also be observed for tax obligations: for example, the unified payment is transferred no later than the 25th day of the month following the reporting month (Art. 823 of the Tax Code of the Republic of Kazakhstan). How much does 1C:DirectBank cost? — There is no single price for all banks and connection options. The price, scope of services, support, and need for additional licenses are determined by the terms of the selected connection. Sources - Tax Code of the Republic of Kazakhstan, Article 823 “Procedure for Calculating and Paying the Unified Payment and Reporting Related Obligations in the Relevant Tax Return.” --- _BuhGPT — ИИ-помощник для бухгалтеров Казахстана: https://buhgpt.kz_